India's Largest Study Abroad Funding Platform

Supported by MeitY, Govt. Of India - Funded 1 Lakh+ students

  • Lowest interest rates
  • Collateral-free options
  • Loans up to ₹3 crore
  • End-to-end assistance

Takes 2 minutes

Our Rating
4.8/5  |  3,300+ Reviews
58000+ Scholarships Won
Globally
ZERO Service
Fee
87600+ Education Loans
Sanctioned

WHY SETTLE FOR ONE BANK?

Let 20+ Lenders Compete for You

One profile, every offer. We match you to every lender and return with the best rates side by side - at zero cost.

LENDER
State Bank of India
Govt. backed · Widest network
8.9% p.a.*
Credila
No upper cap · Fast processing
10.2% p.a.* Going Directly: 12.5% You save 2.3%
ICICI Bank
Collateral-free up to ₹1.5 Cr
10.5% p.a.* Going Directly: 11.5% You save 1%
Axis Bank
Competitive rates · Easy process
9.50% p.a. Walk-in: 10.00% You save 0.50%
Apply →

See all 20+ personalised offers - free

Two quick questions. No credit check, no phone number yet.

Show my offers →
No credit check 30 seconds Zero fee
* Rates are WMS-negotiated and indicative. Actual rate depends on profile, lender approval, and collateral. T&C apply. + 17 more lenders →

WHY STUDENTS CHOOSE US

Everything Stacked in Your Favour

Compare 20+ lenders

One profile, every offer. Banks and NBFCs side by side so you never overpay.

Lowest interest rates

Our team negotiates on your behalf to bring down the rate lenders first quote.

Collateral-free options

Loans up to ₹75 lakh without putting up property or security.

Zero service fee

You pay us nothing - ever. We're paid by lenders, not by students.

Dedicated loan officer

One named expert with you from application through to disbursal.

Visa & university support

Guidance that goes beyond the loan - right up to your departure.

NO PROPERTY? NO PROBLEM

Non-Collateral Education Loans Up to ₹1.5 Cr

  • No security or property
  • 100% digital process
  • Higher approval chances
  • Quick disbursal
Check eligibility in 2 minutes
0% Hidden charges
100% Safe & secure
4.8/5 Rated by students
Student signing education loan documents

EDUCATION LOANS BY COUNTRY

Choose Your Dream Destination

EDUCATION LOANS BY COURSE

Funding Tuned to Your Programme

SIMPLE 6-STEP PROCESS

From Eligibility to Disbursal

1
Check eligibility
Quick online assessment
2
Compare offers
From 20+ lenders
3
Choose lender
Pick the best offer
4
Upload documents
Easy digital submission
5
Get approval
Quick sanction
6
Disbursal
Funds to university
Check your eligibility for FREE →

No impact on your credit score · Zero service fee

26,000+ SCHOLARSHIPS

Find the Scholarship You Qualify For

India's largest scholarship database - updated weekly. Every scholarship is verified, filterable, and linkable to a WMS loan for the remaining amount.

Partial Funding
Higher Education Scholarship Test for Indian Students HEST 2025
Partially funded scholarship, Open to Indian nationals. Study at All the major study abroad destinations . Award: Funding upto 3 lac per student.
Partial Funding
Education Future International Scholarship - USA & Non-USA 2025
Partially funded scholarship, Open to Indian nationals. Study at Universities in all the countries, except India. Award: INR 2 lakhs to INR 10 lakhs.
Fully Funded
Scholarship Test entry
Fully funded scholarship, Open to all nationals. Study at Selected countries. Award: ALL covers.
Tuition Only
wemakescholars testing
Tuition-only scholarship, Open to all nationals. Study at testing purpose testing purpose testing purpose . Award: up to 85% of Tuition fee.
Fully Funded
Testing Scholarship May 25th
Fully funded scholarship, EFA. Study at North America. Award: Varies up-to USD 1,000.
Fully Funded
Four Dummy Scholarship for testing
Fully funded scholarship, Open to all nationals except the US. Study at Colleges and Universities in Georgia. Award: 50% tuition fees discount .
Partial Funding
Ph.D. Scholarships by Gerda Henkel Foundation 2025
Partially funded scholarship, Open to all nationals. Study at Accredited institutions in Germany. Award: EUR 1,920 per month + EUR 480 per month towards travel and materials + family grant .
Partial Funding
Study Abroad Excellence Award 2025
Partially funded scholarship, Open to Indian nationals. Study at Any university/institution across the globe. Award: Varies.
Partial Funding
State Scholarships For Slovenian Students 2025
Partially funded scholarship, Open to applicants of Slovenia. Study at Any university around the world. Award: 100.64 euros.
Partial Funding
Kate Neal Kinley Memorial Fellowships at University of Illinois Urbana-Champaign 2026
Partially funded scholarship, Open for all nationalities. Study at Any university around the world. Award: travel/research expenses .
Partial Funding
Igniting Minds Foreign Fellowship 2025
Partially funded scholarship, Open to Indian nationals. Study at Any institution/university across the world (excluding India). Award: INR 3,00,000 or 25% tuition fee discount.
Partial Funding
INPEX Scholarships For Japanese Students 2026
Partially funded scholarship, Open to Japanese nationals only. Study at Any university in Australia, UAE or Indonesia. Award: JPY 150,000 + other benefits.
Partial Funding
Fraunhofer-Bessel Research Award 2025
Partially funded scholarship, Open to all nationals except Germany. Study at Research Institutions in Germany. Award: EUR 45,000.
Partial Funding
Amelia Earhart Fellowship for Women at Zonta International 2026
Partially funded scholarship, Open to all female nationals. Study at Universities offering accredited course in any country. Award: USD 10,000.
Partial Funding
Daphne Jackson Fellowship at UKRI 2025
Partially funded scholarship, Open to all nationals. Study at Universities, research institutions across UK and Ireland. Award: Salary + Fellowship support costs.
Fully Funded
Travel Grants by The Boehringer Ingelheim Fonds 2025
Fully funded scholarship, Open to all nationals. Study at Institutions in the UK. Award: course fees +travel + living expenses.
Fully Funded
Boehringer Ingelheim Fonds MD Fellowships 2025
Fully funded scholarship, Open to students studying in Germany. Study at Renowned research laboratories across the world except their home institution and city.. Award: Monthly payment + Travel allowances.
Partial Funding
The Mary Trevelyan Hardship Fund by International Students House 2025
Partially funded scholarship, Open to all nationals. Study at Higher Education Institutions in London. Award: About GBP 400.
Partial Funding
Nehru Study Abroad Scholarship 2025
Partially funded scholarship, Open to Indian nationals. Study at Any university across the globe. Award: Rs.30,000 - Rs.5,00,000.
Fully Funded
Colt Foundation PhD Fellowships in Occupational/Environmental Health 2025
Fully funded scholarship, Open to all nationals. Study at Universities of UK. Award: Stipend + research expenses + full fees (conditions apply).
Fully Funded
DAAD TEV Master's Degree Scholarships 2025
Fully funded scholarship, Open to applicants of Turkey. Study at State-recognised German university. Award: EUR 992 per month + other allowances.
Partial Funding
Humane Studies Fellowship at George Mason University 2025
Partially funded scholarship, Open to all nationals. Study at Any university across the world (preference given to top research institutions). Award: Up to USD 5,000.
Partial Funding
International University Partnership (2+2) Scholarship 2025
Partially funded scholarship, Open to all except USA nationals. Study at Eligible partnered universities in USA. Award: USD $13,500.
Fully Funded
DAAD, ALECOSTA Alemania-Costa Rica 2025
Fully funded scholarship, Open to University lecturers from the Costa Rican universities. Study at Universities in Germany. Award: One year research and study grants + Research grants + Other allowances.
Partial Funding
The Deutschlandstipendium at German Universities 2025
Partially funded scholarship, Open to meritorious students of all nationals. Study at German institutions of higher education. Award: Upto 300 euros per month.
Fully Funded
The Rosztoczy Foundation Hungarian Scholarship 2025
Fully funded scholarship, Open to Hungarian nationals. Study at University or Research Institute in the USA. Award: full funding for one year.
Partial Funding
Ministry of Education, Science and Culture Mecklenburg West Pomerania: State Graduate Funding and Caspar David Friedrich Scholarships (CDF) 2025
Partially funded scholarship, open toselected nationals. Study at Universities in Germany. Award: 1,100 euro per month for young researchers and 1,000 euros for artistic young professionals.
Partial Funding
Australia's Northern Territory Scholarships 2025
Partially funded scholarship, Open to all except Australia and New Zealand nationals. Study at Selected providers in Australia . Award: Up to AUD 6,000.
Partial Funding
Country-related cooperation programme with Mexico 2025
Partially funded scholarship, Open to Mexican nationals. Study at Universities in Germany. Award: stipend + other allowances.
Partial Funding
The Charles Wallace Burma Trust Academic Grants 2025
Partially funded scholarship, Open to Burma nationals. Study at Universities in the UK. Award: up to GBP £1,450 per month.
Partial Funding
Postdoctoral Research Program, 2025
Partially funded scholarship, Open to all nationals. Study at Canadian government laboratories and research institutions. Award: Salary.
Fully Funded
Research Training Program (RTP) Scholarships 2025
Fully funded scholarship, Open to all nationals. Study at Higher Education Institutions in Australia. Award: tuition fee + stipend for general living costs + ancillary cost of research degrees.
Fully Funded
ICMR-DHR International Fellowship Programme For Indian Biomedical Scientists 2025
Fully funded scholarship, Open to Indian nationals. Study at International Institute/Laboratory in any foreign country. Award: stipend + return airfare + grant.
Partial Funding
German Research Foundation DFG Individual Research Grants 2025
Partially funded scholarship, Open to all nationals. Study at Universities in Germany. Award: varies.
Partial Funding
German Research Foundation (DFG) Heisenberg Programme 2025
Partially funded scholarship, Open to all nationals. Study at Universities/Institutions in Germany. Award: up to EUR 4,450 + Other.
Partial Funding
Humboldt Research Fellowship 2025
Partially funded scholarship, Open to all nationals except Germany & Brazil. Study at Universities/Research Institutions in Germany. Award: up to EUR 3,200 per month.
Fully Funded
DAAD Country related Cooperation Programme With Argentina (ALEARG) 2025
Fully funded scholarship, Open to Argentina nationals. Study at Universities in Germany. Award: travel allowances + monthly allowance + monthly top-ups + health Insurance.
Partial Funding
Karolinska Institutet Erasmus + Traineeship 2025
Partially funded scholarship, Open to EU and Norways, Iceland, Liechtenstein, Croatia and Turkey Nationals admitted at UG level program at Karolinska Institute. Study at Any university or organization in EU/EEA. Award: vaies.
Tuition Only
CDU Global Merit Scholarship 2024/25
Tuition-only scholarship, Open to all nationals except Australia. Study at Sydney, Alice Springs, and Darwin. Award: 30% of the tuition fee.
Tuition Only
CDU Bachelor of Nursing Scholarship 2024
Tuition-only scholarship, Open to all nationals except Australia. Study at Sydney and Darwin. Award: 20% of tuition fee.

REAL STUDENTS, REAL STORIES

Trusted by Thousands of Dreamers

★★★★★
Testing Lead Sanc
Testing Lead Sanc
07 Apr, 2026
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Testing Lead Sanc
07 Apr, 2026
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Ram Rai
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★★★★★
Testing Lead Hest One
Testing Lead Hest One
24 Feb, 2026
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INDIA'S MOST-WATCHED YOUTUBE SERIES ON EDUCATION LOANS

Started and hosted by WMS co-founder

Damini Mahajan
Co-founder & CEO, WeMakeScholars

When students couldn't find straight answers about education loans, Damini started filming. 200+ videos and 10 million views later - India's most-trusted resource on study-abroad financing.

10M+
Total views
150K+
Subscribers
900+
Videos
Damini Mahajan

WE ARE APPRECIATED BY

Recognised at the Highest Levels

From the NITI Aayog to AICTE, India's most important institutions have recognised WMS as a force for educational access.

2016
January
NITI Aayog
WeMakeScholars wins top honour from NITI Aayog

SOCIAL IMPACT RECOGNITION

WeMakeScholars wins top honour from NITI Aayog

Recognised as India's top social-impact education initiative at the 5th Annual Forum for Social Enterprise alongside Sam Pitroda.

AK
Amitabh Kant
CEO, NITI Aayog
SP
Sam Pitroda
Advisor to the Prime Minister
2017
October
AICTE
MoU Signing · New Delhi WeMakeScholars signs MoU with AICTE

GOVERNMENT PARTNERSHIP · MOU

WeMakeScholars signs MoU with AICTE

Formal partnership with All India Council for Technical Education to spread higher-education financial awareness across Indian colleges.

AS
Prof. Anil D. Sahasrabudhe
Chairman, AICTE
REFERRAL PROGRAMME
50,000 / total bonus

Help a friend fund their study-abroad dream. You earn up to ₹3,000 per successful referral. Get up to a maximum of ₹50,000.

  • Earn up to ₹3,000 per successful referral
  • Share via WhatsApp, Facebook, or any channel
Refer a friend now →

What should you do now?

1
Share your unique referral link
Share your unique referral link with friends/ Facebook communities/ Whatsapp groups.
2
Your peers apply for their Education loan
Your peers apply for their Education loan to WeMakeScholars using your unique link.
3
Get your referral bonus of up to ₹3,000
Get your referral bonus of maximum Rs 3000 per successful referral. The referral bonus is given once they take their disbursement.
4
Do it all over again
Do it all over again until you get a total referral bonus of Rs. 50,000.

YOUR POTENTIAL EARNINGS

Your Dream University is Closer Than You Think

Check your education loan eligibility for free and get matched with the best lenders - in under two minutes.

Check your eligibility for FREE →

No impact on your credit score · Zero service fee

India's best abroad education loan provider

WeMakeScholars is recognised as one of India's best abroad education loan providers, giving students access to 20+ trusted banks and NBFCs in one place. Whether you plan to study in the USA, UK, Canada, Australia, Germany or anywhere else, we help you secure a collateral-free or secured education loan at the lowest interest rate and the highest sanctioned amount - at zero service fee. Our funding experts compare every offer, negotiate on your behalf and stay with you from your first eligibility check right through to disbursal.

Compare and secure the lowest education loan interest rates

Instead of walking into a single bank and accepting whatever it offers, you can compare education loans from leading lenders such as SBI, HDFC Credila, ICICI Bank, Axis Bank, Bank of Baroda, Avanse, Auxilo and InCred side by side. We match your academic profile, target country and course to the right lenders, so you always see the most competitive interest rates, processing times and loan amounts before you decide.

Collateral-free education loans for study abroad

Worried about pledging property? Our collateral-free education loans offer funding of up to ₹75 lakh without any security, with a 100% digital process and quick disbursal. From MBA, MS and MBBS to engineering, data science and pilot training, we arrange financing tailored to your programme and living expenses - so a missing co-applicant or property never stands between you and your study abroad goals.

Scholarships and end-to-end study abroad support

Beyond loans, WeMakeScholars gives you free access to information on 26,000+ international scholarships worth over $2 billion, plus guidance on student visas, SOPs, cost of living and university selection. With end-to-end assistance, transparent advice and no hidden charges, we make studying abroad affordable and stress-free for ambitious Indian students. Choose WeMakeScholars - the best abroad education loan provider for your global dreams.